Matthieu Girard, BSc in International Business 15 & Master’s degree in Key Account Customers 16, presents Cresh, a platform that reinvents consumer credit.

"During my studies, I created an e-commerce site for Apple accessories that worked well. It caught the brand's attention and I was hired when I left NEOMA BS.

At Apple, my mission was to create "From scratch", the portfolio of start-ups. Evolving in this environment has allowed me to learn about this ecosystem and to support amazing French start-ups in their development.

I also took part in the opening of the Apple store in Marché Saint-Germain where we were regularly approached for financing. The procedures were cumbersome and resulted in a deterioration of customer relations.

This problem led us to create Cresh in 2018 to reinvent consumer credit.

Cresh allows you to pay for your shopping cart in several installments. Our technology makes it possible to respond to the user’s problems but also those of merchants. It's simple, fast and transparent.

We offer a unique service, aligned with the high standards of a demanding clientele. We are now expanding with around fifty brands, including major players in the luxury sector, which is the first of its kind for this type of solution!

Our innovation has been recognized by France Fintech and we have also obtained the Finance Innovation label."

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